Interpleader Lawyer

Interpleader Lawyer Pennsylvania

Our Pennsylvania interpleader lawyers handle all life insurance interpleader cases and beneficiary disputes.

A life insurance interpleader case is a legal action that occurs when there are conflicting claims to the proceeds of a life insurance policy. The insurance company files an interpleader complaint with the court and deposits the policy proceeds with the court, asking the court to decide who is entitled to receive the money. The insurance company then names all the potential beneficiaries as defendants in the suit and is usually discharged from further liability.


Pennsylvania Life Insurance Interpleader Cases

The United States Life Insurance Company in the City of New York wanted to settle a conflict over who should get the money from John Doe’s life insurance policy after he died in 2022. The company said that both Jane Doe, John’s widow, and Mary Smith, John’s ex-wife, claimed to be the rightful beneficiary. Mary Smith said that John had named her as the beneficiary in 2019.

Primerica Life Insurance Co. faced a similar problem when Garvin Reid died and his widow, Ila Reid, and his ex-wife, Kelly Panek, both wanted his life insurance money. The Eighth Circuit Court of Appeals sent the case back to the lower court and said that they had to figure out who was at fault for the confusion. The court also said that the lower court was wrong to rule in favor of Primerica on Ila’s counterclaim for breach of contract2. The court asked the lower court to find out if Primerica did not process a form that Garvin sent in 2002 to change the beneficiary, or if Garvin did not reply when Primerica asked for more information in 20022.

General Reinsurance Corporation (GenRe) sued Mutual Solutions (MS) and American Re-Insurance Company (ARIC) because they both said that they deserved $2,488,336.19 in reinsurance money from GenRe3. The US District Court for the Eastern District of Pennsylvania stopped or dismissed GenRe’s lawsuit and said that it was too early and not needed, because MS and ARIC were already fighting over the same issue in a state court3. The court also said that GenRe did not prove that it was afraid of paying twice or more, or that it did not care who got the money.

How a Pennsylvania Interpleader Lawsuit Works

An Interpleader Case Background:

Mr. Anderson, a successful business owner, held a substantial life insurance policy with Life Insurance Company for example Globe Life, Metlife or Prudential Life. Unfortunately, he passed away unexpectedly. The life insurance policy listed two potential beneficiaries: his sister, Lisa, and his business partner, Alex.

Beneficiary Dispute:

Both Lisa and Alex claimed to be the rightful beneficiary of the life insurance proceeds. Lisa argued that Mr. Anderson had verbally expressed his intention to make her the sole beneficiary, while Alex insisted that they had a written agreement that entitled him to the proceeds as a key person in the business.

Interpleader Claim Initiation:

In light of the conflicting claims, Life Insurance Company decided to file a life insurance interpleader claim in the appropriate court. They deposited the policy proceeds with the court and submitted the necessary documentation, naming Lisa and Alex as defendants in the interpleader action.

Court Proceedings:

The court would then summon Lisa and Alex to present their cases. Lisa would have the opportunity to provide any evidence supporting her claim, such as witness statements or any documentation suggesting Mr. Anderson’s verbal intent. On the other hand, Alex would present the written agreement and argue that it supersedes any verbal communication.


The court, in its role as a neutral party, would evaluate the evidence presented by both parties. The goal is to determine the rightful beneficiary of the life insurance proceeds. If the court cannot definitively decide, the funds deposited by Life Insurance Company would be distributed equitably or as determined by the court.


Life insurance interpleader claims are essential in cases of beneficiary disputes, ensuring a fair and impartial resolution while protecting the insurance company from potential legal repercussions. This hypothetical scenario illustrates the complexity and importance of such interpleader claims in navigating beneficiary conflicts.

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