Interpleader Lawyer

Denied Life Insurance Claims

The purpose of buying life insurance policies is to ensure that their loved ones are financially secure after they pass away. However, when an insurance company rejects or postpones a valid claim, the beneficiaries may have no financial resources. This adds to the emotional hardship and the financial challenges and pressure of handling denied life insurance claims. When a claim is unpaid and a conflict occurs, the beneficiary will also have to deal with the difficulties and stress of bargaining and maybe lawsuits.

We are life insurance lawyers who assist beneficiaries with rejected claims for death benefits. We can help you if your life insurance company refuses to pay. We have years of experience and have helped clients recover millions of dollars in denied insurance claims by guiding them through all the steps of their life insurance claim process. Contact us for a free consultation with one of our life insurance attorneys.

Life Insurance Claim Denials

You need a top-rated life insurance lawyer, not a general practice lawyer to handle your delayed or denied life insurance claim.

Typical reasons for denied life insurance claims include:

  • Denial due to policy exclusions
  • Denial due to non-payment of premiums or lapse
  • Denial due to incomplete or inaccurate information on the application
  • Denial due to misrepresentation of material facts on the application
  • Denial due to alcohol, drug, or prescription drug use
  • Denial due to suicide, self-inflicted injury, or murder of the insured
  • Denial due to death by accident
  • Denial due to death in a foreign country
  • Denial due to disappearance or presumed death of the insured
  • Denial due to failure to reinstate the policy
  • Denial due to failure to provide an insurability form
  • Denial due to failure to provide a conversion application
  • Denial due to employer’s error
  • Denial due to termination or change of employment

More reasons for life insurance claim denials:

  • Denial due to non-payment or increase of premium
  • Denial due to lapse of policy or waiver of premium
  • Denial due to misrepresentation of facts on the application
  • Denial due to bad faith or lack of explanation
  • Denial due to beneficiary dispute or improper change
  • Denial due to murder-suicide or ex-spouse claim

Don’t let the insurance company keep your money.

Our top life insurance lawyers will fight for you

If your claim was rejected, you may wonder if the denial was lawful or justified. Life insurance law depends on the specific details of each case: no two cases are exactly alike. This is why you need to consult a skilled life insurance lawyer who will examine your case and provide you with sound legal guidance. Our legal team can assist you in knowing your rights as a life insurance beneficiary and deciding how to proceed when a claim is refused.

Our top life insurance law firm wins cases.

  • Describe the steps to submit a claim for a life insurance policy
  • Analyze the reasons for the rejection of your claim
  • Help you prepare and send an appeal letter to the insurance company
  • Evaluate your case and advise you on your legal rights
  • Develop successful tactics for negotiation or litigation.

Don’t wait months to get paid, call our top lawyers today.

We have resolved thousands of denied life insurance cases, and we are here to help you.

Contingency Fee Life Insurance Claim Cases

  • We are life insurance lawyers who work on a no-win, no-fee basis. This means that you do not pay us anything unless we recover the life insurance payout for you. Then we will charge a fair legal fee. We are proud to offer affordable and flexible fee arrangements and will work with you to make sure you are satisfied with the fee. If your claim has been rejected or postponed, contact us for a free and private consultation from one of our attorneys. We have the expertise you can rely on.

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