Many beneficiaries of life insurance policies face the problem of policy lapse, which is often used by insurance companies as a reason to deny a claim. However, not all policy lapses are valid or justified. Some insurance companies wrongfully lapse policies to avoid paying benefits. Our lawyers specialize in life insurance lapse cases and help beneficiaries get their rightful compensation.
Policyowners and their beneficiaries have certain rights and protections under the life insurance laws for lapsed policies. The insurer has to follow the law when determining if a policy was valid or not at the time of death. If the insurer violated the law, the beneficiaries may still receive the payout even if the policy seemed to have lapsed. To increase your chances of getting your benefits, you should consult with a life insurance lapse lawyer who has experience in this field.
No law firm is better than ours at resolving denied life insurance claims due to lapse.
Our life insurance lapse lawyers have been successful at:
Some of the common reasons why an insurer may have wrongfully lapsed a policy are:
Some more resolved lapsed life insurance claim cases include:
You need a top life insurance lapse law firm to fight for you.
Do not accept the denial of your claim as the final word if you are a life insurance beneficiary and the policy lapsed due to non-payment of premium. The policyowner may not be responsible for missing the payment if the insurance company did not follow the lapse laws. You may still have a chance to get the death benefit. Our life insurance lawyers will look into the details of the denied claim and advise you on your legal options.
Our lapsed life insurance lawyers will help you with:
We have fought against the giants such as: MassMutual; Protective; AIG; Globe; Corebridge; and won.
If we don’t get paid, you pay us nothing.
Don’t settle for the insurance company denying your claim due to lapse. Our lapse lawyers will fight and win.