Interpleader Lawyer

Interpleader Lawyer Wyoming

Our Wyoming interpleader lawyers handle all life insurance interpleader cases and beneficiary disputes.

A life insurance interpleader case is a legal action that occurs when there are conflicting claims to the proceeds of a life insurance policy. The insurance company files an interpleader complaint with the court and deposits the policy proceeds with the court, asking the court to decide who is entitled to receive the money. The insurance company then names all the potential beneficiaries as defendants in the suit and is usually discharged from further liability.


Wyoming Life Insurance Interpleader Cases

Here’s a scenario in which a life insurance interpleader could occur involving an ex-spouse, a girlfriend, and the parents of the deceased:

John, the deceased individual, had a life insurance policy with a substantial death benefit. He had named his ex-spouse, Sarah, as the primary beneficiary on the policy years ago when they were married. However, they divorced several years before John’s passing, and he never updated the beneficiary designation on his policy.

After the divorce, John started dating a woman named Lisa, and they were in a committed relationship at the time of his death. John told Lisa that he intended to update his life insurance beneficiary designation to make her the beneficiary, but he never got around to it.

When John passed away unexpectedly, his parents, Mark and Susan, were devastated. They had a close relationship with their son and believed that they should be the beneficiaries of the life insurance policy to cover his outstanding debts and funeral expenses.

The situation becomes complicated because there are three potential claimants with conflicting interests:

  1. Sarah, the ex-spouse, argues that she is still the rightful beneficiary since John never updated the policy after their divorce.

  2. Lisa, John’s girlfriend, claims that John verbally promised to change the beneficiary to her, and she believes she should receive the death benefit.

  3. John’s parents, Mark and Susan, contend that they should receive the proceeds to cover their son’s outstanding debts and funeral expenses.

In this scenario, with three different claimants asserting conflicting beneficiary rights, the life insurance company may be unsure of the rightful beneficiary. To avoid being caught in a legal battle between the claimants, the insurance company decides to file a life insurance interpleader lawsuit. The insurer deposits the death benefit with the court and names all three claimants as defendants in the lawsuit.

The court will then proceed with the interpleader action, allowing each party to present evidence to establish their claim to the life insurance proceeds. The court will ultimately determine who is entitled to the funds based on the evidence presented and the applicable laws.

An interpleader action is a legal mechanism that can help insurance companies avoid liability and ensure that the correct beneficiary receives the proceeds, especially in cases with multiple conflicting claims like the one described above.


How a Wyoming Interpleader Lawsuit Works

A Wyoming Interpleader Case Background:

Mr. Anderson, a successful business owner, held a substantial life insurance policy with Life Insurance Company such as Guardian Life, Atlantic American Life or Midland National Life. Unfortunately, he passed away unexpectedly. The life insurance policy listed two potential beneficiaries: his sister, Lisa, and his business partner, Alex.

Beneficiary Dispute:

Both Lisa and Alex claimed to be the rightful beneficiary of the life insurance proceeds. Lisa argued that Mr. Anderson had verbally expressed his intention to make her the sole beneficiary, while Alex insisted that they had a written agreement that entitled him to the proceeds as a key person in the business.

Interpleader Claim Initiation:

In light of the conflicting claims, Life Insurance Company decided to file a life insurance interpleader claim in the appropriate court. They deposited the policy proceeds with the court and submitted the necessary documentation, naming Lisa and Alex as defendants in the interpleader action.

Court Proceedings:

The court would then summon Lisa and Alex to present their cases. Lisa would have the opportunity to provide any evidence supporting her claim, such as witness statements or any documentation suggesting Mr. Anderson’s verbal intent. On the other hand, Alex would present the written agreement and argue that it supersedes any verbal communication.


The court, in its role as a neutral party, would evaluate the evidence presented by both parties. The goal is to determine the rightful beneficiary of the life insurance proceeds. If the court cannot definitively decide, the funds deposited by Life Insurance Company would be distributed equitably or as determined by the court.


Life insurance interpleader claims are essential in cases of beneficiary disputes, ensuring a fair and impartial resolution while protecting the insurance company from potential legal repercussions. This hypothetical scenario illustrates the complexity and importance of such interpleader claims in navigating beneficiary conflicts.

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