Our life insurance lawyers in Arizona handle delayed and denied life insurance claims, AD&D claims, beneficiary disputes and Arizona interpleader lawsuits.
A life insurance claim can be denied for misrepresentation on the application when the policyholder or the insured person provides false or inaccurate information during the application process. Misrepresentation is a serious matter because it can affect the underwriting process, the premiums charged, and the overall risk assessment for the policy. Insurance companies rely on the accuracy of the information provided to make informed decisions about issuing policies and calculating premiums. If they discover that a policyholder or insured individual misrepresented information, they may have grounds to deny a claim. Here are some types of misrepresentation that can lead to claim denials:
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